Licensed in Colorado, Florida and Oregon to sell life, health, and annuity products.	Philip J. Kenny P.O. Box 1111 Hobe Sound, Florida 33475-1111 phone: 772.283.9030 fax: 772.283.6010 pjkenny49@earthlink.net
about US. . .
We are national account representatives for a group of benefit components that are marketed on a wholesale basis only. These products remain the industry standard for their price point, innovation, and client support. Call us to discuss implementation.

When employers need to cut back on benefits expenses, discount medical cards and networks are the next best option to give employees access to healthcare services. With these cards, employees can purchase access to popular national health care networks and receive the same discounts typically available only through a group insurance plan. Discount networks are a great option for small-business owners who want to provide their employees with much valued benefits when these employees are considered 'uninsurable' by the insurance industry. This includes employers with high turnover rates, too many part-time or 1099 employees, or those who may not meet an insurer's definition of a group. Discount cards typically have no restrictions on who can enroll, no waiting periods, no annual limitations, and no claim forms. PJ Kenny Benefits and OptumHealth Allies are pleased to offer you HealthAfford USA, an industry leader in health discount programs, backed by superior customer service at an affordable pricepoint. Click here for additional information and enrollments. Please contact us directly to discuss wholesale pricing.

P.J. KennyBenefits and National Benefit Builders, Inc. are pleased to offer you access to the DentAchoice Direct program. DentAchoice Direct utilizes the Aetna Dental Access^sm network which offers members the same discounts that Aetna provides in all of their insured plans. This network has over 76,000 dental providers nationally and offers discounts that range from 15% to 50% on all services including orthodontia. Membership also includes access to the Outlook Vision Services national discount network with similar discounts on most prescription eyeglasses, frames and lenses through a large network of chain and independent locations, and the USA Drug Plan discount card that provides average savings of 15% on brand drugs and 55% on generics with acceptance at over 80% of the pharmacies in the country. Click here for additional information and enrollments. Please contact us directly for employer group enrollments.
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Health Plan Partners, LLC and P.J.Kenny Benefits are pleased to offer enrollment in our no access fee pharmacy benefit program to associations, businesses, and individuals nationally. Please click here to see pharmacy access by zip code and enroll. Larger employers may contact us direct to enroll by census. Thank you for your interest.

About Smiles, Inc. and P.J. Kenny Benefits are pleased to offer enrollments in the My SmileGuide program. MSG is a highly secured, on line, interactive oral health risk assessment program. It is designed to educate the individual on their oral health status and its relationship to their systemic health. Click here for additional information. Click here to enroll. This program may be private labeled and integrated into corporate wellness programs, and is used by insurers to reduce claims for dental and group health plans. Please contact us direct to discuss wholesale access fees. Thank you for your interest.

We are pleased to offer you access to quality dental care at affordable rates through the CAREINGTON Dental Network. Click here for membership. Click here for access to view the provider network. Membership in the CAREINGTON Dental Network will automatically provide you with membership in the EyeMed Vision Care Access Plan D! For more detailed information, click here to see the dental plan brochure; click here to see the vision plan brochure.
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We are pleased to offer you the industry's leading guaranteed issue limited medical plan, backed by superior customer service at an affordable pricepoint, from AIM Health Plans. Click here for additional information and enrollments. Please contact us direct to discuss large group access. Thank you for your interest.

The United States is moving rapidly to standardize the transmission and storage of patient medical records in an electronic format. The Continuity of Care Record [CCR] is a proposed standard for the exchange of basic patient data between providers. Most providers [ hospitals, doctors, etc. ] have medical information systems that are classified as EMR, electronic medical records. We have access to a best in class on line off site practice specific EMR platform for your medical practice. Online personal health records offer an integrated, highly secure and reliable means for individuals to maintain their personal health and medical information. We have access to highly secured state of the art online personal health records reposit and retrieval programs that are now being offered in the market place. Any medical practice that is maintaining medical records electronically will be able to easily reposit them in an individual's PHR file. These solutions enable secure web access to information, and facilitate effective transmission between patients and providers using CCR standards. Call us to discuss these products and programs. Thank you for your interest.